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Erosion visualizer

Retirement Inflation Loss Calculator

Explore how a constant hypothetical inflation rate could change the purchasing power of a fixed retirement balance over time.

What does this retirement inflation calculator answer?

It estimates how much purchasing power a fixed dollar balance would retain after a user-selected inflation rate compounds for a chosen number of years. It intentionally excludes investment growth, contributions, withdrawals, and taxes so the inflation effect is visible by itself.

For official inflation data, compare your assumptions with the U.S. Bureau of Labor Statistics CPI Inflation Calculator.

Set your assumptions

$200,000
20 years
3%
Use a rate you want to explore—not a prediction.

Hypothetical results

Future purchasing power

$110,735

Purchasing-power loss

$89,265

Future dollars needed for equal purchasing power

$361,222

Purchasing power remaining55.4%

Hypothetical and illustrative only. Results are not a guarantee of performance or inflation protection and are not personalized investment advice. Consult a qualified financial professional.

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